- Eligibility: Applicants must have a PayPal Business or Premier account for at least 90 days, and process at least $15,000 in annual PayPal sales for Business accounts or $20,000 for Premier accounts.
PayPal working capital loans have no effect on your credit score, require no collateral or personal guarantees, and application and approval should only take a few minutes. It’s worth considering if you are in need of gap funding and are sure future sales will support the repayment requirements. Continua a leggere “American Express offers a variety of programs aimed at helping small businesses maintain positive cash flow”