*p Dining table 1 . The fresh new suggest ages of participants was just under thirty two years, and ages ranged out of 18 to 65. Only over 1 / 2 of brand new shot is girls, and simply lower than half were unmarried. The vast majority of decide to try are working and very couples was rather than medical health insurance (5%). The brand new try contains a relatively high portion of latest students (46%), which is not surprising because of the highest intensity of establishments away from large degree regarding the Boston area which the analysis is actually conducted near university portion. Participants mostly known their battle given that White, Western, and you may Black otherwise Dark colored. A good many decide to try had incomes less than $20,100 per year.
Slightly below twenty two% of one’s test (n=62) had a history of brief-identity financing credit (got ever had a primary-term financing of any type). Simply 8 some body (dos.7% of one’s decide to try) got a current quick-term loan, together with average balance towards the those people current money was $2900. Widely known uses from brief-identity finance was paying for crucial living expenses such as for example restaurants, construction, and you may tools (discover Dining table dos ). Continua a leggere “Dining table step three describes health characteristics towards the full take to, and you will individually from the quick-identity loan record”